Terms and Conditions of Use for teravonixis.pro

These Terms and Conditions govern your use of teravonixis.pro. Please review them to understand your responsibilities and rights when using our financial literacy content.

Last updated January 25, 2026 version.

Acceptance of Terms

By accessing teravonixis.pro, you indicate agreement to these Terms and Conditions and our site policies. Continued use means acceptance of periodic changes. If you disagree, do not use the site.

Key Definitions

The following definitions clarify certain terms within these Conditions for user understanding.

teravonixis.pro refers to our financial literacy blog and its affiliated content.

User means any individual accessing teravonixis.pro.

Content refers to our financial tips, articles, and communication.

Personal Data means the identifying details collected for site operation.

Allowed Site Use

teravonixis.pro is intended for informational use only. Content is provided for general guidance and is not investment, legal, or professional advice. Use information at your discretion. Results may vary.

User Eligibility

This site is available to Malaysian residents and individuals at least 18 years of age. Use by underage visitors or outside Malaysia is at your own risk.

You are responsible for compliance with local regulations.

Your Responsibilities

You agree to use information lawfully and respect fellow site users.

Refrain from unauthorized use, copying, or distribution of site material.
Avoid sharing false or offensive information in comments or messages.
Protect your login credentials if accounts are created.
Comply with the law and these Terms at all times.

Prohibited Activities

The following actions are forbidden when using teravonixis.pro:

Posting content that is unlawful, harmful, or violates others' rights.
Attempting to gain unauthorized access to our systems or user data.
Impersonating other individuals or misrepresenting affiliation.
Using the site for commercial solicitation or unauthorized advertising.
Disrupting or damaging the operation of the website.

Intellectual Property Rights

All blog content, branding, and imagery on teravonixis.pro are protected by copyright and applicable Malaysian law. Reproduction or redistribution is not permitted without written consent.

User Content

You may submit stories or messages; you retain ownership of your original words but grant us permission to display them on the site.

Rights Regarding User Content

We reserve the right to edit or remove submissions for clarity, accuracy, and compliance with our guidelines.

See Privacy Practices

Refer to our Privacy Policy for details on information collection and processing. Your use is subject to these privacy terms.

Read Privacy Policy

Disclaimer and Limitation of Liability

teravonixis.pro posts are for informational purposes; consult a qualified professional before making financial decisions.

General Warning Notice

We do not promise guaranteed results or specific outcomes. Readers use the information at their own discretion.

Limitation of Liability

We are not responsible for loss, damages, or errors from use of this site or reliance on provided content.

Indemnification

You agree to defend and hold harmless teravonixis.pro for violations or misuse relating to your site activity.

Resolving Disputes and Complaints

In case of disagreement, we encourage direct contact for fair and timely solutions.

Arbitration

Disputes may be settled through arbitration according to Malaysian law, if mutual agreement cannot be reached.

Parties maintain all legal rights afforded by local law.

Online Dispute Resolution Procedures

We comply with requirements for online dispute handling per Malaysian consumer guidelines.

More About Dispute Procedures

Severability

If any part of these Terms is invalid, other sections remain in full effect.

Full Agreement

These Terms and our policies form the agreement for site use. No other representations apply.

Applicable Local Laws and Jurisdiction

Malaysian law applies to all matters arising from site use and content.

Account or Access Termination

We reserve the right to restrict or revoke access due to breaches of Terms or site misuse.

Policy Updates

Terms may be updated without advance notice, effective upon posting. Please review regularly.

Contact for Site Terms

For questions on these Terms or your rights, contact us directly.

Email Support: content@teravonixis.pro

Phone: +6013-945 6346

Address: 10100, Jalan Dr Lim Chwee Leong, George Town, Penang Malaysia

When These Terms Take Effect: January 25, 2026 version effective.

Version: v2